Commercial Relationship Monitoring

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CORE EXPERTISE

KYC & Due Diligence

INDUSTRY

Financial Institutions

Use Cases

Continuous Relationship Monitoring for Early Risk Alerts

Traditional KYC checks conducted at onboarding are no longer sufficient for effective risk management. Financial institutions must continuously monitor customer relationships, as illicit actors may use complex ownership structures or hidden commercial ties to conceal suspicious activities. Ongoing monitoring of commercial and corporate relationships helps detect collusion, circular transactions, and shell company involvement. Identifying these hidden links supports AML investigations, strengthens regulatory compliance, and mitigates reputational risk. Continuous analysis also enables the early detection of emerging threats or potential conflicts of interest.

Workflows

Ongoing Entity Relationship Monitoring

Track changes in directorship, shareholding, and corporate affiliations, while detecting emerging links between entities across sectors or jurisdictions.

Suspicious Network Alert

Suspicious network alerting to flag patterns such as circular ownership, nominee layering, or repeated connections to high-risk individuals or entities, including links between borrowers and suppliers/vendors with common control.

Shell Company Exposure

Shell company exposure detection to identify entities with minimal operational footprint but multiple high-risk links, flagging red indicators like nominee shareholders, identical addresses, or unusual transaction behaviour.

Key Personas

Compliance & Risks Team

Relationship Manager

Onboarding Specialists

Internal Auditors

Handshakes APP

Radial Map

Search results are instantly generated as interactive connection maps, so users can perform quick checks on companies and persons more efficiently.

Entity Profile Report PRO

Detailed business report containing key company information, address, shareholders, past charges including financial data (exclusive for Malaysia market).

RED List Report

A quick and efective way to check for direct and indirect exposure to regulatory actions.

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KYB Services

Identification & Verification (Upcoming)

Search and verify information of persons and companies against official sources.

Screening

Screen persons, companies and their connected parties against Politically-Exposed-Persons (PEP) / Sanctions list.

Corporate History (Upcoming)

Historical analysis of company records such as past ownership, business activity changes and more.

Corporate Network (Upcoming)

Network pattern analysis of extended connection of corporate relationships to identify potential risks.

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Handshakes XPERT

Custom Reports

Based on client requirements, our XPERT services team can deliver custom reports featuring specific data points — such as historical charges, ownership details and other relevant data — on a list of target companies identified through Local Registration Numbers e.g. UEN number.

Alert Monitoring

Get email alerts on leadership changes by adding counter-parties to your list. Available for Singapore data only.

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